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Are you saving enough for the end of your working life?
At Harding + Associates, we can help people in the West Sussex area to plan for a comfortable retirement…
Most of us can remember the day we left school or university to begin our working life. However, today you may be closer to retirement than to the day you began your first job.
Throughout the 1980s and 90s people became accustomed to thinking of building savings through pension plans and individual pension policies as the key to providing an income in retirement. During those years commentators could be heard warning that people were not investing adequately for retirement. So what is the state of retirement planning today? In recent years, what some have termed the ‘pensions crisis’ has resulted in something of a conundrum, with many people either not knowing the extent of their retirement income shortfall or not knowing how to address the problem.
Your pension plan may not seem to merit your urgent attention. However, with warnings that people are still saving far too little towards retirement, the challenge is evident. Action is necessary if the state pension is not to be the major (and perhaps wholly inadequate) source of income.
If you are in the West Sussex area, we can help you to determine whether you are still on track for retirement and provide advice tailored to your individual circumstances. Contact Harding + Associates today.
16 Jun 2021
Royal Assent of Finance Act 2021 was granted on 10 June, bringing the extended loss carry-back, super-deduction and other measures into force.
25 May 2021
We consider some of the solutions being proposed.